Rent to Own Trailers with Bad Credit (No Credit Check)
No credit check. Bad credit, no credit, it doesn't matter. A bank turned you down, or you'd rather not have your credit pulled at all. At Steel Tow Trailers in Mercer, PA, rent to own comes with no credit check and no income verification, and the down payment is low. Anyone 18 or older is eligible.
Why your credit score doesn't matter here
Rent to own isn't a traditional loan. You make a low down payment with cash or card (no card fees, same as cash), sign the contract, and take the trailer home. There's no credit check and no income verification, and it does not affect your credit. Want to own it sooner? Pay it off early anytime with no penalty. Read the full rent to own guide.
After 4 payments (4 months), you can return the trailer free and clear, or upgrade or downsize anytime after 4 payments.
Anyone 18 or older is eligible. See what to bring and New York details on our rent-to-own page.
What you can rent to own
New and used Premier trailers built by Just Trailers. See everything in stock.
- Utility trailers
- Car haulers
- Enclosed cargo trailers
- Deckover and equipment trailers (not every deckover is rent-to-own eligible, so ask about the one you want)
- Used trailers, mostly repos and customer returns, qualify for rent to own too
Visit or call
We're at 555 S. Erie St., Mercer, PA 16137. Open Mon–Fri 9 am–5 pm and Sat 8 am–3 pm, closed Sunday. Delivery available. Call for a delivery quote.
FAQ
Can I get a trailer with bad credit?
Yes. There's no credit check, so your score isn't part of the decision.
Do I need proof of income?
No. There's no income verification.
Will this hurt my credit?
No. It does not affect your credit. In New York, ClickLease does only a soft pull, which won't hurt your credit and doesn't show on your credit history.
Who is eligible?
Anyone 18 or older.
How much down?
It's low and depends on the trailer. Call or text 724-575-0834 for the numbers on the trailer you want.